Terms And Conditions

Effective Date: June 12, 2025
Last Updated: June 12, 2025

These Terms and Conditions (“Terms”) govern your access to and use of the website and related digital services (the “Site”) provided by Dominion Insurance Advisors LLC. By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Acceptance of Terms

By using or accessing the Site, you confirm that you have read, understood, and agree to be bound by these Terms, any posted policies (including the Privacy Policy), and any additional guidelines or rules applicable to specific features. We may modify these Terms at any time; updates will be posted with a revised “Last Updated” date. Continued use after posting constitutes acceptance of the updated Terms.

2. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use the Site. By using the Site, you represent and warrant that you meet this requirement.

3. Scope of Services and Disclaimers

Insurance Services Only: The Site provides general information about insurance products and services, allows you to contact us, or access educational resources. Nothing on the Site constitutes a binding insurance policy or personalized advice. Insurance products are subject to underwriting approval by carriers.
No Securities or Investment Advice: Dominion Insurance Advisors LLC is not licensed to sell securities or investments. None of the information on the Site is intended as investment, tax, accounting, or legal advice, or as an offer or solicitation of any investment. You should not rely on the information for purposes of transacting securities or other investments.
General Educational Purposes: All content is provided for general educational purposes only. Your use of information is at your own risk. Content is provided “as is,” without warranties, express or implied. Dominion Insurance Advisors LLC does not promise or guarantee any income or particular result from your use of the information. Under no circumstances will Dominion Insurance Advisors LLC be liable for any loss or damage caused by reliance on the information contained.
No Agency-Client Relationship by Site Use Alone: Use of the Site does not create an insurance agency-client relationship. Contacting us does not obligate you to purchase any product. Formal engagement for insurance services occurs only after you and we execute any required agreements or policy applications.

4. User Conduct and Obligations

Accurate Information: You agree to provide truthful, accurate, current, and complete information when using contact forms.
Prohibited Activities: You will not use the Site to:
- Violate applicable laws or regulations.
- Infringe third-party intellectual property, privacy, or other rights.
- Transmit harmful code (viruses, malware).
- Harvest or collect personal data of others without consent.
- Send unsolicited communications outside permitted marketing if you have subscribed.
We reserve the right to suspend or terminate access for users who violate these obligations or who pose security risks.

5. Intellectual Property

All content on the Site (text, graphics, logos, images, audio, video, software) is the property of Dominion Insurance Advisors LLC or licensed to us and is protected by copyright, trademark, and other laws.
Limited License: You may view, download, and print content for personal, non-commercial use only, provided you retain all copyright and proprietary notices.
Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit Site content for any public or commercial purpose without our prior written consent.

6. Third-Party Links and Resources

The Site may contain links to third-party websites or resources (e.g., insurance carriers, regulatory bodies). These links are provided for convenience; we do not endorse or assume responsibility for third-party sites or their content. Your use of third-party sites is at your own risk and subject to their terms.

7. Disclaimers of Warranties

“AS IS” and “AS AVAILABLE”: The Site and its content are provided “as is” and “as available” without warranties of any kind, whether express, implied, statutory, or otherwise.
No Advice Warranty: Information on the Site is for general informational purposes only and should not be construed as insurance, investment, tax, accounting, or legal advice tailored to your situation. Always consult qualified professionals before making decisions.
Performance & Availability: We do not guarantee the Site will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We disclaim liability for any loss or damage arising from use of or inability to use the Site.

8. Limitation of Liability

To the fullest extent permitted by law, Dominion Insurance Advisors LLC and its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of or inability to use the Site or reliance on its content, even if we have been advised of the possibility of such damages.
In jurisdictions that do not allow limitations on implied warranties or exclusion of certain damages, some of the above exclusions may not apply to you.

9. Indemnification

You agree to indemnify, defend, and hold harmless Dominion Insurance Advisors LLC and their affiliates, officers, directors, employees, and agents from and against any claims, liabilities, losses, damages, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:

Your breach of these Terms.
Your use of the Site in violation of applicable laws or third-party rights.
Any content you submit or transmit via the Site.

10. Privacy

Our collection and use of personal information are governed by our Privacy Policy. By using the Site, you consent to our collection and handling of data as described therein.

11. Termination and Suspension

We may suspend or terminate your access to the Site at any time, without notice or liability, for any reason, including breach of these Terms or suspected fraudulent or abusive behavior.
Upon termination, your right to use the Site ceases immediately. Sections that by their nature survive termination (e.g., disclaimers, limitation of liability, indemnification) will remain in effect.

12. Governing Law and Dispute Resolution

Governing Law: These Terms and any dispute arising under or relating to them or the Site shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict of law principles.
Venue: Any legal suit, action, or proceeding arising out of or related to these Terms or the Site shall be instituted exclusively in the state or federal courts located in Maricopa County, Arizona. You consent to personal jurisdiction in those courts.
Alternative Dispute Resolution: If you and we agree, disputes may be resolved through binding arbitration or mediation before filing suit.

13. Changes to the Site and Terms

We may modify or discontinue features of the Site at any time, temporarily or permanently, with or without notice.
We reserve the right to update these Terms; updated Terms will be posted with a revised “Last Updated” date. Significant changes may be highlighted via banner or email. Continued use constitutes acceptance.

14. Electronic Communications

By using the Site, you consent to receive communications from us electronically (e.g., email, SMS if opted in). You agree that such communications satisfy any legal requirement for written communication.

15. Notices

To You: We may provide notices via email, postings on the Site, or other reasonable means.
To Us: You may send notices or inquiries to info@dominioninsuranceadvisors.com
Notices are effective when received.

16. Severability

If any provision of these Terms is held invalid or unenforceable under applicable law, such provision shall be struck, and the remaining provisions shall remain in full force and effect.

17. Waiver

No waiver of any provision or right will be deemed a further or continuing waiver. If we fail to enforce any right or provision of these Terms, it does not constitute a waiver of such right or provision.

18. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices or policies on the Site, constitute the entire agreement between you and Dominion Insurance Advisors LLC concerning the Site.

19. Contact Us

If you have questions about these Terms or the Site, please contact us at info@dominioninsuranceadvisors.com